How do we separate our finances so it is fair for both of us?

After I gather and enter every asset and liability, we will explore multiple division scenarios. Not only am I looking for a fair and equitable division, I analyze the tax status of the assets and look to avoid tax liabilities from the unnecessary sale of appreciated assets. There are many division scenarios that get to the same final numbers. Here is an example of a scenario that looks equitable at first glance.

However, when I apply an after-tax analysis to this exact scenario, it is apparent this division might not be appropriate for the couple.

This analysis is based on you and your exact situation. The tax calculations are based on up-to-date IRS and state tax code and applied to your specific income, investments, property, pensions and retirement accounts.

Only with thorough analysis of your specific circumstances, and after-tax calculations, can we be confident that the separation of your finances are fair to both of you.

Only after this analysis can you make an informed decision.